Category: Real Estate

For the second consecutive month, the Reserve Bank of Australia has cut the official cash rate by 0.25% – this has resulted in a new record low cash rate of 1.00% As with the previous rate cut, some banks chose to pass the interest rate on in full, whilst others didn’t. The ANZ is the […]

Many home owners on variable rate loans eagerly anticipate the RBA (Reserve Bank of Australia) each month as it announces any changes to interest rates. We have recently experienced the longest period in the history of Australia of unchanged interest rates, with the cash rate held at a historic low of 1.5% for over 2 […]

We are often approached by borrowers looking to obtain funds to extend and renovate their property. This may be creating the ‘dream home,’ or simply expanding to meet the needs of a growing family. Often times an owner may be looking to ‘spruce up’ a property prior to putting it on the marking. Either way, […]

In the current market, where rates are low (and anticipated to fall further), are you confident you are receiving the best deal for your property? Changes imposed by APRA (Australian Prudential Regulation Authority) have resulted in tighter lending criteria over the past couple of years in order to prevent a ‘property bubble,’ however in the […]

When seeking finance, many home owners may be purchasing what they can afford in the present, with a view to make the property their dream in the future. This may be predominantly to secure a block, or the home may ‘have the bones’ to make something amazing. It is important to consider the fact that […]