Blog * Flexible Capital

The Real COST of Doing Business

As with all things in life, there are costs associated with doing business. What some business owners fail to realise is the many definitions of cost, and how this will impact both how you may price a product or service, or whether in fact you would look to proceed with a transaction at all. Determining […]

What is Single Touch Payroll and How Will it Impact My Business?

As of 1st July 2019 Single Touch Payroll (STP) applies to all employers – prior to this point it was only relevant for businesses who employ 20 or more staff. For those who are unfamiliar with STP, this is an initiative from the ATO to assist with transparency and integrating employee data in real time. […]

Supply Chain Finance – Case Study – Security Business

With working capital being a key consideration for small, medium and large businesses alike, there are a number of new products that have entered the market in the last 2-3 years. A client of Flexible Capital was looking for ways to improve working capital after finding it difficult to obtain an extension on an existing […]

Another Interest Rate Cut – How Will this Effect Me?

For the second consecutive month, the Reserve Bank of Australia has cut the official cash rate by 0.25% – this has resulted in a new record low cash rate of 1.00% As with the previous rate cut, some banks chose to pass the interest rate on in full, whilst others didn’t. The ANZ is the […]

How Should I Structure My Business?

When starting a business, many people are confused as to how to structure their business and will rely on advice provided by an accountant. There are several business structures, each with their own pros and cons. The structure of a business can impact the value of the business if selling, reduce the tax impact, and […]

What is the Instant Asset Write-Off?

The government has recently announced an increase to the Instant Asset Write Off, increasing the threshold to $30,000.00. This applies to assets ‘first used or installed, ready to use’ between 3rd April and 30th June, 2019. Typically any asset purchased for a business is able to be depreciated over a defined time period, depending upon […]

Should I Buy or Lease my Next Car?

A vehicle generally sits behind a property in terms of the largest purchase we are likely to make. Therefore it is important to make sure we get the financing right! There are several options we have when buying a vehicle, each with their own pros and cons. They are as follows: Chattel Mortgage This is […]

Why Did the Reserve Bank Cut Interest Rates?

Many home owners on variable rate loans eagerly anticipate the RBA (Reserve Bank of Australia) each month as it announces any changes to interest rates. We have recently experienced the longest period in the history of Australia of unchanged interest rates, with the cash rate held at a historic low of 1.5% for over 2 […]

Renovating – What Does and Doesn’t Add Value?

We are often approached by borrowers looking to obtain funds to extend and renovate their property. This may be creating the ‘dream home,’ or simply expanding to meet the needs of a growing family. Often times an owner may be looking to ‘spruce up’ a property prior to putting it on the marking. Either way, […]

Borrowing to Buy Shares

I’m sure we all have that one friend that buys and sells shares. You might even know someone that trades in options and derivatives. The returns can be lucrative, however the general rule of finance still applies – it takes money to make money. If you lack the funds to invest, or want to increase […]

Blog

The Real COST of Doing Business

What is Single Touch Payroll and How Will it Impact My Business?

Supply Chain Finance – Case Study – Security Business

Another Interest Rate Cut – How Will this Effect Me?

How Should I Structure My Business?

What is the Instant Asset Write-Off?

Should I Buy or Lease my Next Car?

Why Did the Reserve Bank Cut Interest Rates?

Renovating – What Does and Doesn’t Add Value?

Borrowing to Buy Shares

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The Real COST of Doing Business

What is Single Touch Payroll and How Will it Impact My Business?

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