Calculators
How much working capital are you funding yourself?
Every day between paying your people and being paid by your customers is money you are carrying. Three numbers will tell you how much.
Your numbers
What that means
Business loan repayments
A principal-and-interest commercial facility. Add a residual if you are financing an asset with a balloon at the end.
The facility
Your repayments
What invoice finance actually costs
Most explainers skip this part. Enter an invoice and see the cost in dollars, and what that works out to as an annualised rate.
The invoice
The cost
Home loan repayments
A standard principal-and-interest mortgage calculator. Switching from monthly to fortnightly is the single easiest way to shorten a loan — the comparison below shows by how much.
The loan
Your repayments
The fortnightly trick
Pay half your monthly repayment every fortnight and you make 26 half-payments a year — the equivalent of 13 monthly repayments instead of 12. The extra one comes straight off the principal.
| How you pay | Each repayment | Total interest | Paid off in | Interest saved |
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