With the election looming, and Australia potentially looking to try a full term Prime Minister for the first time since the Howard era, many voters are still on the fence when it comes to who to vote for. Whilst this decision is up to yourself, we thought it would be worthwhile to cover off on […]
Many business owners will encounter great growth opportunities, or circumstances that require a little extra working capital to get through. We’ve all heard a variety of unsecured lenders advertising fast, hassle free funding both online and on the radio – is this the quick and easy option it seems? Essentially yes – however it is […]
Having clients across multiple industries, with multiple scenarios means Flexible Capital requires an arsenal of solutions. On such customer, a small long haul transport operator, with a fleet off 4 trucks (and various trailers) has been experiencing growth. With this growth, comes the need to employ more staff, purchase another truck, and take on an […]
Sometimes business owners fall in to the habit of focusing on the day to day operation of the business, and forget to take a step back and look at the bigger picture. This may result in focusing on small daily items, when there are much bigger wins to be had. It is important to consider […]
A common concern with borrowers is the level of discretionary spend – this is the portion of your income you spend on ‘wants’ as opposed to ‘needs.’ Whilst we are definitely not advocating living a life of frugality (hey – life is for living!), there are some simple ways you can reduce your discretionary expenditure […]
Whilst Flexible Capital tend to deal with more business purchasers than business sellers, it is important to understand what your purpose for entering business is, and what your exit strategy will be. Some like the allure of being their own boss and working the hours that suit themselves, and others want to have a more […]
Whilst we here at Flexible Capital are focused on finding you the best finance, we are also environmentally minded! Let’s face it – life can be expensive. The majority of people work to live, so we may as well live in a way that impacts the environment as little as possible. A few tips to […]
In the current market, where rates are low (and anticipated to fall further), are you confident you are receiving the best deal for your property? Changes imposed by APRA (Australian Prudential Regulation Authority) have resulted in tighter lending criteria over the past couple of years in order to prevent a ‘property bubble,’ however in the […]
The majority of businesses that purchase goods or services do so on terms. These businesses may then sell these goods either COD (Cash On Delivery – as the retail sector generally does) or on terms (as is commonplace in the construction industry). Either way, there is likely to be a ‘cashflow gap’ which means working […]
When seeking finance, many home owners may be purchasing what they can afford in the present, with a view to make the property their dream in the future. This may be predominantly to secure a block, or the home may ‘have the bones’ to make something amazing. It is important to consider the fact that […]