Category: Business

As with all things in life, there are costs associated with doing business. What some business owners fail to realise is the many definitions of cost, and how this will impact both how you may price a product or service, or whether in fact you would look to proceed with a transaction at all. Determining […]

As of 1st July 2019 Single Touch Payroll (STP) applies to all employers – prior to this point it was only relevant for businesses who employ 20 or more staff. For those who are unfamiliar with STP, this is an initiative from the ATO to assist with transparency and integrating employee data in real time. […]

With working capital being a key consideration for small, medium and large businesses alike, there are a number of new products that have entered the market in the last 2-3 years. A client of Flexible Capital was looking for ways to improve working capital after finding it difficult to obtain an extension on an existing […]

When starting a business, many people are confused as to how to structure their business and will rely on advice provided by an accountant. There are several business structures, each with their own pros and cons. The structure of a business can impact the value of the business if selling, reduce the tax impact, and […]

The government has recently announced an increase to the Instant Asset Write Off, increasing the threshold to $30,000.00. This applies to assets ‘first used or installed, ready to use’ between 3rd April and 30th June, 2019. Typically any asset purchased for a business is able to be depreciated over a defined time period, depending upon […]

A vehicle generally sits behind a property in terms of the largest purchase we are likely to make. Therefore it is important to make sure we get the financing right! There are several options we have when buying a vehicle, each with their own pros and cons. They are as follows: Chattel Mortgage This is […]

Many business owners will encounter great growth opportunities, or circumstances that require a little extra working capital to get through. We’ve all heard a variety of unsecured lenders advertising fast, hassle free funding both online and on the radio – is this the quick and easy option it seems? Essentially yes – however it is […]

Having clients across multiple industries, with multiple scenarios means Flexible Capital requires an arsenal of solutions. On such customer, a small long haul transport operator, with a fleet off 4 trucks (and various trailers) has been experiencing growth. With this growth, comes the need to employ more staff, purchase another truck, and take on an […]

Sometimes business owners fall in to the habit of focusing on the day to day operation of the business, and forget to take a step back and look at the bigger picture. This may result in focusing on small daily items, when there are much bigger wins to be had. It is important to consider […]

Whilst Flexible Capital tend to deal with more business purchasers than business sellers, it is important to understand what your purpose for entering business is, and what your exit strategy will be. Some like the allure of being their own boss and working the hours that suit themselves, and others want to have a more […]